Condo Loan Specialist for Non-Warrantable Projects
Why Condo Buyers & Realtors Choose Pizarro Mortgage
Repairs
OK
Condo projects in need of repairs or deferred maintenance often still qualify for financing.
Litigation
OK
Pending litigation doesn’t always prevent financing. We finance condo projects other lenders decline.
Budget Issues
OK
Low HOA reserves, special assessments, and budget concerns can still qualify for financing.
Flexible
Financing
10% down payment.
Alternative income documentation accepted.
Loan amounts up to $5M.
What Is A Non-Warrantable Condo?
A non-warrantable condo is a project that does not meet the traditional guidelines from government-sponsored entities such as Fannie Mae or Freddie Mac. Common reasons include:
- Repairs needed
- Litigation
- Low HOA reserves
- Insurance issues
- High Investor concentration
We specialize in non-warrantable condos and have loan solutions to keep your purchase or refinance on track. Learn about non-warrantable condos here.
Condo Projects We Finance
Condo Loan Solutions We Offer
Condo Purchase
Warrantable & non-warrantable condo financing.
Condo Refinance
Rate & Term and cash-out refinance options for condos.
Condo HELOC
Standalone 2nds and condo HELOC options.
How Condo Financing Works
1. Apply Online
Complete a quick online application.
2. Get Pre-Approved
Know your buying power before you shop.
3. Condo Project Review
We review the project to avoid surprises.
4. Shop Confidently
Shop for the right condo with confidence.
5. Close
Close smoothly with expert guidance.
Estimate Your Monthly Condo Payment
- Principal & Interest: $0
- Property Tax: $0
- Property Insurance: $0
- HOA Dues: $0
- Mortgage Insurance: $0
Have a Condo Scenario? Let’s Talk.
carlos@pizarromortgage.com
Let’s Connect
Tell us a little about your scenario and we’ll follow up shortly.
The Pizarro Mortgage Difference:
Condo Expertise
Non-warrantable condo financing specialists.
Creative Solutions
Bank statements, asset utilization, DSCR, & more.
Responsive Service
Fast communication from application to closing.
Faster Closings
Quick approvals and smooth transactions.