East Nine Condo Loans
East Nine offers a unique blend of golf course living and coastal convenience in the heart of Laguna Niguel. Overlooking the fairways of El Niguel Country Club, the community is known for its peaceful atmosphere, mature landscaping, and spacious condominium residences. Many homes enjoy scenic golf course views, creating a tranquil setting that appeals to buyers seeking low-maintenance living in one of South Orange County’s most desirable locations.
East Nine is also considered a non-warrantable condo project, which can limit financing with many traditional lenders. At Pizarro Mortgage, we specialize in non-warrantable condo financing and help buyers navigate both the financing process and purchase strategy when buying in the building.
About East Nine
31221 E Nine Drive
Laguna Niguel, CA 92677
Located near Crown Valley Parkway and Pacific Island Drive, East Nine provides convenient access to Pacific Coast Highway, the 5 Freeway, and the 73 Toll Road. Residents are just minutes from Salt Creek Beach, Dana Point Harbor, Laguna Niguel Regional Park, and the Monarch Beach resort area. Nearby shopping, restaurants, grocery stores, and everyday conveniences make it easy to enjoy the South Orange County lifestyle, while miles of hiking and biking trails offer abundant outdoor recreation.
Built in 1972, East Nine consists of 172 condominium residences featuring two-bedroom and three-bedroom floor plans. The community offers a swimming pool, spa, barbecue and picnic area, detached garages, private patios, and beautifully maintained greenbelts throughout the neighborhood. Its golf course setting, mature landscaping, and quiet residential atmosphere continue to make East Nine one of Laguna Niguel’s most desirable condominium communities.
Price: $800K – $900K
HOA Dues: $700 – $800/mo
East Nine Amenities
Pool & Spa
Resort-style pool
& spa
Walking Trails
Walking trails for residents
Dining & Shops
Restaurant & shops nearby
East Nine Condos for Sale & Financing
Browse the latest East Nine condos for sale in Laguna Niguel. Listings update automatically, making it easy to explore available condos, compare prices, and learn about financing options before scheduling a showing.
East Nine Loan Options
For buyers purchasing in East Nine, specialized non-warrantable condo financing may provide more flexible options than traditional condo loans.
Condo Purchase
Primary, second home & investment condo loans
Condo Refinance
Rate & term and cash-out refinance solutions
Condo HELOC
Access condo equity without refinancing
Alternative Loans
Bank statement, asset-based & DSCR financing
Non-Warrantable Condo Financing Features
Specialized financing for East Nine, including options that many traditional lenders don't offer.
15% Down Available
Loan Amounts Up to $5M
Bank Statement Programs
Repair Issues Accepted
Litigation Accepted
Budget Issues Accepted
Primary Residence
Second Home
Investment Property
How We Help East Nine Buyers
Pre-Approval Review
Review credit, income, and assets so you can shop confidently.
Condo Project Review
Review HOA, litigation, budget, reserves and condo project eligibility.
Offer Strategy
Help structure a competitive offer with financing in mind.
Financing + Guidance
One point of contact for financing and purchase guidance.
Frequently Asked Questions
Yes. East Nine is generally considered a non-warrantable condo project, which may limit financing with some traditional lenders.
Yes. Financing options may still be available depending on the condo project review, borrower profile, and loan program.
East Nine condos for sale include two-bedroom and three-bedroom floor plans. Pricing varies based on the floor plan, square footage, views, upgrades, and current market conditions. Browse the live East Nine condo listings above to see the latest condos available and current asking prices.
Down payment requirements vary depending on the financing program and borrower profile.
Yes. Investment financing options may be available depending on the loan program and condo project review.
In some cases, yes. Condo HELOC options may be available depending on borrower profile and project eligibility.
Yes. Because Pizarro Mortgage is also a real estate brokerage, we can help guide buyers through both financing and the purchase process.
Working with a lender familiar with non-warrantable condos and condo project financing may help avoid surprises during escrow.
Ready to buy at East Nine?
Whether you're purchasing your first condo, a second home, or an investment property, we'll help you understand your financing options before you make an offer.
