Finisterra On The Lake Condo Loans
Finisterra On The Lake appeals to buyers who want the water to be part of everyday life. A sandy beach, lakeside boardwalk, and opportunities for boating and fishing give the community a vacation-like atmosphere. Whether enjoying a waterfront stroll or relaxing on a patio with a lake view, buyers are drawn to the connection between condo living and outdoor recreation. Views and proximity to the shoreline vary by condo.
Finisterra On The Lake is also considered a non-warrantable condo project, which can limit financing with many traditional lenders. At Pizarro Mortgage, we specialize in non-warrantable condo financing and help buyers navigate both the financing process and purchase strategy when buying in the building.
About Finisterra On The Lake
27771 Rota
Mission Viejo, CA 92692
Finisterra on the Lake is located along Lake Mission Viejo in northern Mission Viejo, California 92692, in Orange County. The gated community has an entrance at Alicia Parkway and Finisterra, with condos situated along streets including Mazagon, Chiclana, and Trocadero. Its location provides access to nearby shopping and dining while Alicia Parkway connects residents with other parts of Mission Viejo and Interstate 5.
Built in 1978, Finisterra on the Lake is a 214-unit community offering two- and three-bedroom condos, including select layouts with lofts or dens. Community features include gated entry, a swimming pool, a private beach, a lakeside boardwalk, boat docks, and barbecue and picnic areas. Individual condos vary in layout and may offer vaulted ceilings, fireplaces, in-unit laundry, patios or balconies, and garage and carport parking.
Price: $750K – $1.1M
HOA Dues: $700 – $800/mo
Finisterra On The Lake Amenities
Pool & Spa
Resort-style pool
& spa
Beach Access
Steps from private beach
Gated Community
Gated lakefront community
Finisterra On The Lake Condos for Sale & Financing
Browse the latest Finisterra On The Lake condos for sale in Mission Viejo. Listings update automatically, making it easy to explore available condos, compare prices, and learn about financing options before scheduling a showing.
Finisterra On The Lake Loan Options
For buyers purchasing in Finisterra On The Lake, specialized non-warrantable condo financing may provide more flexible options than traditional condo loans.
Condo Purchase
Primary, second home & investment condo loans
Condo Refinance
Rate & term and cash-out refinance solutions
Condo HELOC
Access condo equity without refinancing
Alternative Loans
Bank statement, asset-based & DSCR financing
Non-Warrantable Condo Financing Features
Specialized financing for Finisterra On The Lake, including options that many traditional lenders don't offer.
15% Down Available
Loan Amounts Up to $5M
Bank Statement Programs
Repair Issues Accepted
Litigation Accepted
Budget Issues Accepted
Primary Residence
Second Home
Investment Property
How We Help Finisterra On The Lake Buyers
Pre-Approval Review
Review credit, income, and assets so you can shop confidently.
Condo Project Review
Review HOA, litigation, budget, reserves and condo project eligibility.
Offer Strategy
Help structure a competitive offer with financing in mind.
Financing + Guidance
One point of contact for financing and purchase guidance.
Frequently Asked Questions
Yes. Finisterra On The Lake is generally considered a non-warrantable condo project, which may limit financing with some traditional lenders.
Yes. Financing options may still be available depending on the condo project review, borrower profile, and loan program.
Finisterra on the Lake offers two- and three-bedroom condos, including select floor plans with lofts or dens. Prices vary based on floor plan, square footage, lakefront location, views, condition, interior upgrades, and current market conditions. Browse the live Finisterra on the Lake condo listings above to see the latest condos available and current asking prices.
Down payment requirements vary depending on the financing program and borrower profile.
Yes. Investment financing options may be available depending on the loan program and condo project review.
In some cases, yes. Condo HELOC options may be available depending on borrower profile and project eligibility.
Yes. Because Pizarro Mortgage is also a real estate brokerage, we can help guide buyers through both financing and the purchase process.
Working with a lender familiar with non-warrantable condos and condo project financing may help avoid surprises during escrow.
Ready to buy at Finisterra On The Lake?
Whether you're purchasing your first condo, a second home, or an investment property, we'll help you understand your financing options before you make an offer.
