La Brisa Condo Loans
La Brisa offers a modern condominium lifestyle in San Diego’s Ocean View Hills community. Built around landscaped walkways and internal pocket parks, the community provides a well-planned residential setting with convenient access to nearby bike routes, public transportation, shopping, restaurants, and outdoor recreation. Its location also places residents near southern San Diego and the coastal communities of San Diego County.
La Brisa is also considered a non-warrantable condo project, which can limit financing with many traditional lenders. At Pizarro Mortgage, we specialize in non-warrantable condo financing and help buyers navigate both the financing process and purchase strategy when buying in the building.
About La Brisa
5495 Seacliff Place
San Diego, CA 92154
La Brisa is located along Seacliff Place, Shorefront Drive, and Beachfront Cove Street in San Diego, California 92154. The community is situated in the Ocean View Hills area of Otay Mesa, near major routes including State Route 905 and Interstate 805. Its location provides access to shopping, schools, employment centers, transit connections, and communities throughout southern San Diego County.
La Brisa is a condominium community developed by Tri Pointe Homes with 203 homes. The project was completed in 2023 and includes one-, two-, and three-bedroom residences. Community features include landscaped walkways, internal pocket parks, sidewalks, attached garages, and access to nearby bike lanes and transit connections.
Price: $560K – $700K
HOA Dues: $200 – $250/mo
La Brisa Amenities
Dining & Shops
Restaurant & shops nearby
La Brisa Condos for Sale & Financing
Browse the latest La Brisa condos for sale in San Diego. Listings update automatically, making it easy to explore available condos, compare prices, and learn about financing options before scheduling a showing.
La Brisa Loan Options
For buyers purchasing in La Brisa, specialized non-warrantable condo financing may provide more flexible options than traditional condo loans.
Condo Purchase
Primary, second home & investment condo loans
Condo Refinance
Rate & term and cash-out refinance solutions
Condo HELOC
Access condo equity without refinancing
Alternative Loans
Bank statement, asset-based & DSCR financing
Non-Warrantable Condo Financing Features
Specialized financing for La Brisa, including options that many traditional lenders don't offer.
15% Down Available
Loan Amounts Up to $5M
Bank Statement Programs
Repair Issues Accepted
Litigation Accepted
Budget Issues Accepted
Primary Residence
Second Home
Investment Property
How We Help La Brisa Buyers
Pre-Approval Review
Review credit, income, and assets so you can shop confidently.
Condo Project Review
Review HOA, litigation, budget, reserves and condo project eligibility.
Offer Strategy
Help structure a competitive offer with financing in mind.
Financing + Guidance
One point of contact for financing and purchase guidance.
Frequently Asked Questions
Yes. La Brisa is generally considered a non-warrantable condo project, which may limit financing with some traditional lenders.
Yes. Financing options may still be available depending on the condo project review, borrower profile, and loan program.
La Brisa offers one-, two-, and three-bedroom condominium homes. Pricing varies based on the floor plan, square footage, location within the community, condition, upgrades, and current market conditions. Browse the live La Brisa condo listings above to see the latest condos available and current asking prices.
Down payment requirements vary depending on the financing program and borrower profile.
Yes. Investment financing options may be available depending on the loan program and condo project review.
In some cases, yes. Condo HELOC options may be available depending on borrower profile and project eligibility.
Yes. Because Pizarro Mortgage is also a real estate brokerage, we can help guide buyers through both financing and the purchase process.
Working with a lender familiar with non-warrantable condos and condo project financing may help avoid surprises during escrow.
Ready to buy at La Brisa?
Whether you're purchasing your first condo, a second home, or an investment property, we'll help you understand your financing options before you make an offer.
