Laguna Village Condo Loans
Laguna Village is one of Laguna Hills’ most established condominium communities, offering residents a peaceful park-like setting with mature trees, beautifully landscaped grounds, and resort-style amenities. The community provides a comfortable residential atmosphere while remaining close to shopping, restaurants, parks, and major Orange County employment centers. Its combination of spacious floor plans, abundant green space, and convenient location continues to make Laguna Village a popular choice for first-time buyers, downsizers, and long-term homeowners.
Laguna Village is also considered a non-warrantable condo project, which can limit financing with many traditional lenders. At Pizarro Mortgage, we specialize in non-warrantable condo financing and help buyers navigate both the financing process and purchase strategy when buying in the building.
About Laguna Village
23300 Santa Vittoria Drive
Laguna Hills, CA 92653
Located in Laguna Hills, Laguna Village places residents just minutes from shopping, restaurants, parks, medical facilities, and major employment centers throughout South Orange County. Nearby access to Interstate 5, State Route 73, and State Route 133 provides convenient connections to Irvine, Lake Forest, Mission Viejo, Aliso Viejo, and Laguna Beach, while the surrounding hills, trails, and coastal destinations offer plenty of opportunities for outdoor recreation.
Built in 1976, Laguna Village consists of 914 condominium residences arranged throughout a large hillside community with mature trees, expansive greenbelts, and low-rise residential buildings. The community offers spacious two- and three-bedroom floor plans, many featuring multi-level layouts, private patios or balconies, and attached garages. Residents enjoy swimming pools, tennis courts, a clubhouse, fitness facilities, walking paths, playgrounds, and beautifully maintained common areas that contribute to Laguna Village’s established residential atmosphere.
Price range: $550K – $800K
HOA range: $500 – $600
Laguna Village Amenities
Pool & Spa
Resort-style pool
& spa
Tennis Courts
Private courts for residents
Fitness Center
On-site gym & wellness facilities
Laguna Village Condos for Sale
Laguna Village Loan Options
For buyers purchasing in Laguna Village, specialized non-warrantable condo financing may provide more flexible options than traditional condo loans.
Condo Purchase
Primary, second home & investment condo loans
Condo Refinance
Rate & term and cash-out refinance solutions
Condo HELOC
Access condo equity without refinancing
Alternative Loans
Bank statement, asset-based & DSCR financing
Non-Warrantable Condo Financing Features
Specialized financing for Laguna Village, including options that many traditional lenders don't offer.
15% Down Available
Loan Amounts Up to $5M
Bank Statement Programs
Repair Issues Accepted
Litigation Accepted
Budget Issues Accepted
Primary Residence
Second Home
Investment Property
How We Help Laguna Village Buyers
Pre-Approval Review
Review credit, income, and assets so you can shop confidently.
Condo Project Review
Review HOA, litigation, budget, reserves and condo project eligibility.
Offer Strategy
Help structure a competitive offer with financing in mind.
Financing + Guidance
One point of contact for financing and purchase guidance.
Frequently Asked Questions
Yes. Laguna Village is generally considered a non-warrantable condo project, which may limit financing with some traditional lenders.
Yes. Financing options may still be available depending on the condo project review, borrower profile, and loan program.
Down payment requirements vary depending on the financing program and borrower profile.
Yes. Investment financing options may be available depending on the loan program and condo project review.
In some cases, yes. Condo HELOC options may be available depending on borrower profile and project eligibility.
Yes. Because Pizarro Mortgage is also a real estate brokerage, we can help guide buyers through both financing and the purchase process.
Working with a lender familiar with non-warrantable condos and condo project financing may help avoid surprises during escrow.
Need Help Financing a Laguna Village Condo?
We help borrowers evaluate financing options, condo eligibility, and project requirements before moving forward.
