Palos Verdes Bay Club Condo Loans
Perched atop the dramatic coastal bluffs of the Palos Verdes Peninsula, Palos Verdes Bay Club offers a truly distinctive oceanfront lifestyle with panoramic Pacific Ocean and Catalina Island views. The gated community combines Mid-Century Modern architecture, resort-style amenities, and beautifully landscaped grounds to create a peaceful coastal retreat where residents enjoy breathtaking sunsets and the natural beauty of Southern California’s coastline.
Palos Verdes Bay Club is also considered a non-warrantable condo project, which can limit financing with many traditional lenders. At Pizarro Mortgage, we specialize in non-warrantable condo financing and help buyers navigate both the financing process and purchase strategy when buying in the building.
About Palos Verdes Bay Club
32653 – 32859 Seagate Drive
Rancho Palos Verdes, CA 90275
Located along Seagate Drive in Rancho Palos Verdes, Palos Verdes Bay Club places residents just minutes from Point Vicente Lighthouse, Terranea Resort, Trump National Golf Club, the Palos Verdes Nature Preserve, scenic hiking trails, and an excellent selection of restaurants, shopping, and South Bay attractions. The surrounding coastline offers endless opportunities for outdoor recreation while maintaining the quiet, secluded atmosphere that defines the Palos Verdes Peninsula.
Built in 1965, Palos Verdes Bay Club consists of 240 condominium residences across ten three-story Mid-Century Modern buildings situated on 18 acres of beautifully landscaped oceanfront property. The community offers spacious one-, two-, and three-bedroom floor plans, many featuring expansive balconies and floor-to-ceiling windows designed to capture panoramic ocean views. Residents enjoy two heated swimming pools, two spas, two tennis courts, a fitness center, clubhouse, game room, private walking paths, and direct shoreline access, creating one of Southern California’s most exceptional oceanfront residential communities.
Price: $700K – $1.6M
HOA Dues: $1,000 – $1,100/mo
Palos Verdes Bay Club Amenities
Pool & Spa
Resort-style pool
& spa
Tennis Courts
Private courts for residents
Fitness Center
On-site gym & wellness facilities
Clubhouse
Oceanfront clubhouse for entertainment
Beach Access
Private beach access via Trakas Trail
Dining & Shops
Restaurant & shops nearby
Palos Verdes Bay Club Condos for Sale & Financing
Browse the latest Palos Verdes Bay Club condos for sale in Rancho Palos Verdes. Listings update automatically, making it easy to explore available condos, compare prices, and learn about financing options before scheduling a showing.
Palos Verdes Bay Club Loan Options
For buyers purchasing in Palos Verdes Bay Club, specialized non-warrantable condo financing may provide more flexible options than traditional condo loans.
Condo Purchase
Primary, second home & investment condo loans
Condo Refinance
Rate & term and cash-out refinance solutions
Condo HELOC
Access condo equity without refinancing
Alternative Loans
Bank statement, asset-based & DSCR financing
Non-Warrantable Condo Financing Features
Specialized financing for Palos Verdes Bay Club, including options that many traditional lenders don't offer.
15% Down Available
Loan Amounts Up to $5M
Bank Statement Programs
Repair Issues Accepted
Litigation Accepted
Budget Issues Accepted
Primary Residence
Second Home
Investment Property
How We Help Palos Verdes Bay Club Buyers
Pre-Approval Review
Review credit, income, and assets so you can shop confidently.
Condo Project Review
Review HOA, litigation, budget, reserves and condo project eligibility.
Offer Strategy
Help structure a competitive offer with financing in mind.
Financing + Guidance
One point of contact for financing and purchase guidance.
Frequently Asked Questions
Yes. Palos Verdes Bay Club is generally considered a non-warrantable condo project, which may limit financing with some traditional lenders.
Yes. Financing options may still be available depending on the condo project review, borrower profile, and loan program.
Palos Verdes Bay Club condos for sale include one-bedroom, two-bedroom, and three-bedroom residences. Pricing varies based on the floor plan, square footage, ocean views, upgrades, and current market conditions. Browse the live Palos Verdes Bay Club condo listings above to see the latest condos available and current asking prices.
Down payment requirements vary depending on the financing program and borrower profile.
Yes. Investment financing options may be available depending on the loan program and condo project review.
In some cases, yes. Condo HELOC options may be available depending on borrower profile and project eligibility.
Yes. Because Pizarro Mortgage is also a real estate brokerage, we can help guide buyers through both financing and the purchase process.
Working with a lender familiar with non-warrantable condos and condo project financing may help avoid surprises during escrow.
Ready to buy at Palos Verdes Bay Club?
Whether you're purchasing your first condo, a second home, or an investment property, we'll help you understand your financing options before you make an offer.
