Verano Condo Loans
Verano offers a relaxed courtyard setting for buyers who enjoy greenery, outdoor space, and convenient access to San Diego’s coastal destinations. Landscaped lawns and winding paths create room for a stroll close to your front door, while private patios or balconies in select condos provide space to unwind outdoors. Some two-bedroom layouts feature separate bedroom suites, making them appealing for buyers who want added privacy for guests, a roommate, or their own daily routine.
Verano is also considered a non-warrantable condo project, which can limit financing with many traditional lenders. At Pizarro Mortgage, we specialize in non-warrantable condo financing and help buyers navigate both the financing process and purchase strategy when buying in the building.
About Verano
7503 Charmant Dr.
San Diego, CA 92122
Located along Charmant Drive in the La Jolla Colony area of University City, San Diego, CA 92122, Verano places residents near UC San Diego, Westfield UTC, and neighborhood shopping and dining. Nearby La Jolla Colony Park adds another option for outdoor recreation, while trolley access and connections to the surrounding road network help residents reach destinations beyond the neighborhood. La Jolla and the beaches are also within reach, giving buyers a convenient base for work, school, and time along the coast.
Built in 1987, Verano includes 514 condos with one- and two-bedroom floor plans in low-rise buildings. Individual condos vary in layout and updates, with features such as interior laundry, walk-in closets, private patios or balconies, and assigned parking, including underground garage spaces for select residences. Community amenities include two swimming pools, a spa, fitness center, sauna, clubhouse, and barbecue areas. Buyers can compare upper- and ground-level locations, bedroom arrangements, parking assignments, and courtyard views to find the right fit.
Price: $500K – $700K
HOA Dues: $500 – $600/mo
Verano Amenities
Pool & Spa
Resort-style pool
& spa
Fitness Center
On-site gym & wellness facilities
Walking Paths
Manicured greenbelts throughout
Verano Condos for Sale & Financing
Browse the latest Verano condos for sale in San Diego. Listings update automatically, making it easy to explore available condos, compare prices, and learn about financing options before scheduling a showing.
Verano Loan Options
For buyers purchasing in Verano, specialized non-warrantable condo financing may provide more flexible options than traditional condo loans.
Condo Purchase
Primary, second home & investment condo loans
Condo Refinance
Rate & term and cash-out refinance solutions
Condo HELOC
Access condo equity without refinancing
Alternative Loans
Bank statement, asset-based & DSCR financing
Non-Warrantable Condo Financing Features
Specialized financing for Verano, including options that many traditional lenders don't offer.
15% Down Available
Loan Amounts Up to $5M
Bank Statement Programs
Repair Issues Accepted
Litigation Accepted
Budget Issues Accepted
Primary Residence
Second Home
Investment Property
How We Help Verano Buyers
Pre-Approval Review
Review credit, income, and assets so you can shop confidently.
Condo Project Review
Review HOA, litigation, budget, reserves and condo project eligibility.
Offer Strategy
Help structure a competitive offer with financing in mind.
Financing + Guidance
One point of contact for financing and purchase guidance.
Frequently Asked Questions
Yes. Verano is generally considered a non-warrantable condo project, which may limit financing with some traditional lenders.
Yes. Financing options may still be available depending on the condo project review, borrower profile, and loan program.
Verano offers one- and two-bedroom condos, including select two-bedroom layouts with separate bedroom suites. Prices vary based on floor plan, square footage, upper- or ground-level location, views, outdoor space, parking, condition, upgrades, and current market conditions. Browse the live Verano condo listings above to see the latest condos available and current asking prices.
Down payment requirements vary depending on the financing program and borrower profile.
Yes. Investment financing options may be available depending on the loan program and condo project review.
In some cases, yes. Condo HELOC options may be available depending on borrower profile and project eligibility.
Yes. Because Pizarro Mortgage is also a real estate brokerage, we can help guide buyers through both financing and the purchase process.
Working with a lender familiar with non-warrantable condos and condo project financing may help avoid surprises during escrow.
Ready to buy at Verano?
Whether you're purchasing your first condo, a second home, or an investment property, we'll help you understand your financing options before you make an offer.
