Versailles Condo Loans
Versailles is a gated condominium community in Newport Beach that offers resort-style living just minutes from the coast. Residents enjoy a relaxed lifestyle with amenities designed for everyday comfort, while being close to the beaches, harbor, shopping, and dining that make Newport Beach one of Southern California’s most desirable places to live. Whether you’re purchasing your first condo, a second home, or an investment property, Versailles combines convenience, location, and value in an established coastal community.
Versailles is also considered a non-warrantable condo project, which can limit financing with many traditional lenders. At Pizarro Mortgage, we specialize in non-warrantable condo financing and help buyers navigate both the financing process and purchase strategy when buying in the building.
About Versailles
500 Cagney Ave
Newport Beach, CA 92663
Located near Hospital Road and Superior Avenue, Versailles provides easy access to Newport Beach’s waterfront, Newport Harbor, Balboa Peninsula, and Fashion Island. Residents are just minutes from beaches, waterfront restaurants, Hoag Hospital, scenic bike paths, and John Wayne Airport, making the community an excellent choice for those who want convenient access to both coastal recreation and everyday necessities.
Built in 1971, Versailles consists of 255 condominium residences across three-story buildings set within a gated community. Floor plans range from efficient one-bedroom homes to spacious two-bedroom layouts, with many residences offering private balconies and views of the surrounding area. Community amenities include a resort-style pool and spa, fitness center, clubhouse, sauna, barbecue area, recreation room, elevators, secured parking, and beautifully maintained grounds, providing residents with a comfortable, low-maintenance lifestyle.
Price range: $500K – $2M
HOA range: $575 – $1,500
Versailles Amenities
Pool & Spa
Resort-style pool
& spa
Tennis Courts
Private courts for residents
Fitness Center
State of the art fitness center
Beach Access
Walking distance to beach
Dining & Shops
Restaurant & shops nearby
Gated Community
Secure gated
community
Versailles Condos for Sale & Financing
Browse the latest Versailles condos for sale in Newport Beach. Listings update automatically, making it easy to explore available condos, compare prices, and learn about financing options before scheduling a showing.
Versailles Loan Options
For buyers purchasing in Versailles, specialized non-warrantable condo financing may provide more flexible options than traditional condo loans.
Condo Purchase
Primary, second home & investment condo loans
Condo Refinance
Rate & term and cash-out refinance solutions
Condo HELOC
Access condo equity without refinancing
Alternative Loans
Bank statement, asset-based & DSCR financing
Non-Warrantable Condo Financing Features
Specialized financing for Versailles, including options that many traditional lenders don't offer.
15% Down Available
Loan Amounts Up to $5M
Bank Statement Programs
Repair Issues Accepted
Litigation Accepted
Budget Issues Accepted
Primary Residence
Second Home
Investment Property
How We Help Versailles Buyers
Pre-Approval Review
Review credit, income, and assets so you can shop confidently.
Condo Project Review
Review HOA, litigation, budget, reserves and condo project eligibility.
Offer Strategy
Help structure a competitive offer with financing in mind.
Financing + Guidance
One point of contact for financing and purchase guidance.
Frequently Asked Questions
Yes. Versailles is generally considered a non-warrantable condo project, which may limit financing with some traditional lenders.
Yes. Financing options may still be available depending on the condo project review, borrower profile, and loan program.
Versailles condos for sale include one-bedroom, two-bedroom, and a limited number of three-bedroom residences. Pricing varies based on the floor plan, square footage, location within the community, upgrades, and current market conditions. Browse the live Versailles condo listings above to see the latest condos available and current asking prices.
Down payment requirements vary depending on the financing program and borrower profile.
Yes. Investment financing options may be available depending on the loan program and condo project review.
In some cases, yes. Condo HELOC options may be available depending on borrower profile and project eligibility.
Yes. Because Pizarro Mortgage is also a real estate brokerage, we can help guide buyers through both financing and the purchase process.
Working with a lender familiar with non-warrantable condos and condo project financing may help avoid surprises during escrow.
Ready to buy at Versailles?
Whether you're purchasing your first condo, a second home, or an investment property, we'll help you understand your financing options before you make an offer.
