Villa Vicenza Condo Loans
Villa Vicenza appeals to buyers who want the convenience of University City without giving up the comforts of a private residential community. Its landscaped courtyards, Italian-inspired architecture, pool and spa area, and fitness amenities create a welcoming environment away from the surrounding commercial district. The location works especially well for those who want to live near UC San Diego, UTC, and many of San Diego’s major employment centers.
Villa Vicenza is also considered a non-warrantable condo project, which can limit financing with many traditional lenders. At Pizarro Mortgage, we specialize in non-warrantable condo financing and help buyers navigate both the financing process and purchase strategy when buying in the building.
About Villa Vicenza
8895 Caminito Plaza Centro
San Diego, CA 92122
Set in the heart of University City, Villa Vicenza places residents near UC San Diego, Westfield UTC, and the restaurants, grocery stores, and services surrounding La Jolla Village Drive. Interstate 5 and Interstate 805 are nearby, making it easier to reach Sorrento Valley, La Jolla, downtown San Diego, and other parts of the region. This central location is one of the community’s strongest advantages.
Built in 2006, Villa Vicenza is a 418-unit condominium community consisting of four-story residential buildings with controlled-access parking. The community offers one- and two-bedroom floor plans, with residences varying in size and interior configuration. Amenities include a heated swimming pool and spa, fitness center, sauna, clubhouse, recreation areas, barbecue facilities, and landscaped courtyards.
Price: $450K – $725K
HOA Dues: $350 – $400/mo
Villa Vicenza Amenities
Pool & Spa
Resort-style pool
& spa
Fitness Center
On-site gym & wellness facilities
Yoga Room
Yoga room for residents
Villa Vicenza Condos for Sale & Financing
Browse the latest Villa Vicenza condos for sale in San Diego. Listings update automatically, making it easy to explore available condos, compare prices, and learn about financing options before scheduling a showing.
Villa Vicenza Loan Options
For buyers purchasing in Villa Vicenza, specialized non-warrantable condo financing may provide more flexible options than traditional condo loans.
Condo Purchase
Primary, second home & investment condo loans
Condo Refinance
Rate & term and cash-out refinance solutions
Condo HELOC
Access condo equity without refinancing
Alternative Loans
Bank statement, asset-based & DSCR financing
Non-Warrantable Condo Financing Features
Specialized financing for Villa Vicenza, including options that many traditional lenders don't offer.
15% Down Available
Loan Amounts Up to $5M
Bank Statement Programs
Repair Issues Accepted
Litigation Accepted
Budget Issues Accepted
Primary Residence
Second Home
Investment Property
How We Help Villa Vicenza Buyers
Pre-Approval Review
Review credit, income, and assets so you can shop confidently.
Condo Project Review
Review HOA, litigation, budget, reserves and condo project eligibility.
Offer Strategy
Help structure a competitive offer with financing in mind.
Financing + Guidance
One point of contact for financing and purchase guidance.
Frequently Asked Questions
Yes. Villa Vicenza is generally considered a non-warrantable condo project, which may limit financing with some traditional lenders.
Yes. Financing options may still be available depending on the condo project review, borrower profile, and loan program.
Villa Vicenza offers one- and two-bedroom condos. Pricing varies based on floor plan, square footage, location within the community, views, upgrades, and current market conditions. Browse the live Villa Vicenza condo listings above to see the latest condos available and current asking prices.
Down payment requirements vary depending on the financing program and borrower profile.
Yes. Investment financing options may be available depending on the loan program and condo project review.
In some cases, yes. Condo HELOC options may be available depending on borrower profile and project eligibility.
Yes. Because Pizarro Mortgage is also a real estate brokerage, we can help guide buyers through both financing and the purchase process.
Working with a lender familiar with non-warrantable condos and condo project financing may help avoid surprises during escrow.
Ready to buy at Villa Vicenza?
Whether you're purchasing your first condo, a second home, or an investment property, we'll help you understand your financing options before you make an offer.
